Blue Sky Money

8 Stages of Financial Independence

Stages of Financial Independence – 8 Steps to Freedom

As you pass through your life, you inevitably find yourself at different stages of financial independence. Some stages you might pass through quickly, some drag out for years, and still others you may never achieve. If you want to control your money life, you should be able to quickly recognize which stage of financial independence …

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The Apple Trees - Financial Independence Fairy Tales

The Apple Trees – Financial Independence Fairy Tales

Stories can be powerful for illustrating the lessons of financial independence. In this series of stories, you will meet explore a familiar fairy tale world with remarkable characters and magic. There’s action, and drama, and love, and sometimes a happy ending. Enjoy these financial independence fairy tales. You can find more Financial Freedom Fairy Tales …

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Financial Independence FlowChart

Financial Independence Flowchart – 100% easy method to follow your FIRE path

Some people are readers. Others are visual learners. Here I’ve put together a Financial Independence Flowchart that I follow to assess my own status around financial freedom. The Financial Independence Flowchart How to use the Financial Independence Flowchart The flowchart infographic is intended to be super-easy to use. Simply start at Start Here and answer …

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Emergency fund. Never stress.

Mastering Your Emergency Fund – 101 to genius-level

Emergency funds get you back in control of your money. Having a cash cushion protects you from bad news and surprises. Here, we will consider what an Emergency Fund is, how to build it, how to protect it and how it interacts with financial independence. This in-depth article will take you through all the key …

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UK Personal Finance Blog

UK Personal Finance Blog – awesome advice from newbie to genius level

At Blue Sky Money, we write about personal finance topics across the USA and the UK. Why? Because I’m British, but I live in the USA, and I’m fascinated by all things money and financial independence related. This post keeps a running list of all the UK Personal Finance blogs I’m aware of exploring personal …

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Ten Building Blocks to Financial Independence

Whisper it… You could achieve Financial Independence! Ten Steps to Financial Independence Follow these ten building blocks to learn how to achieve financial independence 1. Life’s Two Certainties 2. The Finance Dependence Formula 3. Know Your Net Assets 4. The Financial Independence Formula 5. Understand Savings Rate 6. Reduce Your Costs 7. Increase Your Income …

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What moves my net worth?

Do I REALLY understand what moves my Net Worth?

Net worth is the market value of everything you own, and everything you owe. But do I REALLY know what moves my net worth?

11 ways to save money on pets including bonus secret method!

Cats are expensive – find out the secret way to save you thousands of dollars. And even giving back to the planet.

Millionaire Calculator

Millionaire Calculator – when will your 1 million dream come true?

This is a super simple tool to calculate when you will be a millionaire. Simply, drag the sliders and find out when you will make a million.