Money Basics

Here we write about the core money basics. These are the 101, beginner, and essentials of managing your money.

If you don’t understand the simple things like what is net worth, or asset allocation, you won’t have a foundation for becoming financially independent.

Millionaire baby

Make your baby a millionaire by 21 – a million awesome reasons

Here’s how to make your baby a millionaire by 21.

how rich am i net worth uk

Are you asking: How Rich Am I? Net Worth UK edition

Ever wondered how rich am I? Net worth UK style. Let’s calculate our net worth in British Pounds.

Financial Independence FlowChart

Financial Independence Flowchart – 100% easy method to follow your FIRE path

Some people are readers. Others are visual learners. Here I’ve put together a Financial Independence Flowchart that I follow to assess my own status around financial freedom. The Financial Independence Flowchart How to use the Financial Independence Flowchart The flowchart infographic is intended to be super-easy to use. Simply start at Start Here and answer …

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Emergency fund. Never stress.

Mastering Your Emergency Fund – 101 to genius-level

Emergency funds get you back in control of your money. Having a cash cushion protects you from bad news and surprises. Here, we will consider what an Emergency Fund is, how to build it, how to protect it and how it interacts with financial independence. This in-depth article will take you through all the key …

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Ten Building Blocks to Financial Independence

Whisper it… You could achieve Financial Independence! Ten Steps to Financial Independence Follow these ten building blocks to learn how to achieve financial independence 1. Life’s Two Certainties 2. The Finance Dependence Formula 3. Know Your Net Assets 4. The Financial Independence Formula 5. Understand Savings Rate 6. Reduce Your Costs 7. Increase Your Income …

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What Is My Net Worth?

What Is My Net Worth?

What is my net worth? Net Worth is the market value of all of your assets and liabilities. Net Worth could also be described as your net assets. Net worth is all about the cash

Know Your Net Assets

To become financially free, you must understand your personal net assets. Your Net Assets are the sum of everything you own that has a monetary value .

Financial Dependence Formula

If you spend everything you earn, you are financially dependent. The Financial Dependence Equation is: Regular Job Earnings = Spending

Death and Bills – the only certainties in life

The two certainties of life are death… and bills. Accept this fact to become financially free.