Forget Dry January – we’ve been doing this no booze thing all wrong.
To control your money, there is no tool more in your control that to spend less.
Cutting costs, frugality, saving – whatever you call it, the more you understand how to spend, the more chance you have of reaching financial independence.
Cats are expensive – find out the secret way to save you thousands of dollars. And even giving back to the planet.
This Savings Rate calculator lets you find out how many years until you are financially independent based on your savings rate.
The more you reduce your costs, the quicker you will reach financial independence.
Adjusting your savings rate is one of the most critical tools for achieving financial freedom. In this article, I’m going to go through what the savings rate is, and why it matters.