Spend Less

To control your money, there is no tool more in your control that to spend less.

Cutting costs, frugality, saving – whatever you call it, the more you understand how to spend, the more chance you have of reaching financial independence.

11 ways to save money on pets including bonus secret method!

Cats are expensive – find out the secret way to save you thousands of dollars. And even giving back to the planet.

Savings Rate calculator

This Savings Rate calculator lets you find out how many years until you are financially independent based on your savings rate.

Why your savings rate matters

Adjusting your savings rate is one of the most critical tools for achieving financial freedom. In this article, I’m going to go through what the savings rate is, and why it matters.